Is Tiny Treasury a bank?
No. Tiny Treasury is a parent-run tracking tool. Parents keep control of real money and use the app to keep the family record clear.
Parent-run savings tracker for kids
Track allowance, chores, and savings growth in one family ledger.
Tiny Treasury helps parents keep a clear record of child savings without opening another bank account, managing a debit card, or rebuilding a spreadsheet every week.
- No real money moves through Tiny Treasury
- Parents control balances, access, allowance, and approvals
- Kids can see how earning and saving changes their treasury
Built for everyday family money
The record parents need. The progress kids can understand.
Tiny Treasury keeps the money lesson practical: what came in, what went out, what was earned, and what happened because a child kept saving.
Track balances
Record deposits, withdrawals, allowance, jobs, and interest in one parent-managed ledger.
Schedule allowance
Set weekly or monthly allowance and keep the payout history visible.
Show compounding
Use a parent-set APR to make savings growth concrete for kids.
Manage paid work
Post jobs, review proposals, approve invoices, and add earnings to savings.
How it works
Small money moments stay easy to explain.
Create a child treasury, add the money your family wants to track, and keep the ledger current as allowance, gifts, withdrawals, jobs, and interest change the balance.
- Use deposits for cash, gifts, and parent-held savings.
- Use withdrawals when kids spend from their savings.
- Use jobs and invoices for extra paid work.
- Use APR only when you want to teach compound growth.
Parent-run by design
Tiny Treasury is a tracking tool, not a bank.
Parents stay responsible for real-world money. Tiny Treasury keeps the family record organized so conversations about saving, earning, and spending stay specific instead of turning into guesswork.
Search by need
Start with the money habit you are teaching.
Tiny Treasury for iPhone and iPad
Tiny Treasury gives parents a simple ledger for the money lessons that happen at home: allowance, cash deposits, odd jobs, and savings goals.
Kids savings app
Tiny Treasury helps families keep a clear savings record before a child needs a debit card, bank login, or complicated account setup.
Allowance tracker for kids
Tiny Treasury helps parents set allowance rules once, post them consistently, and keep the running balance easy for kids to follow.
Compound interest for kids
Tiny Treasury lets parents set an APR for a child treasury so growth becomes something kids can see in their own savings record.
Chore jobs for kids
Tiny Treasury separates regular allowance from paid jobs, proposals, and invoices so kids can learn what they earned and why.
Not a bank
Tiny Treasury keeps the savings record clear while parents keep responsibility for real-world money movement.
Questions parents ask first
Clear answers before you install another app.
Does real money move through the app?
No money moves through Tiny Treasury. It records what your family has agreed to save, pay, deposit, or withdraw.
Can I track allowance and chores in the same place?
Yes. Parents can schedule allowance, add jobs, review completed work, and keep the resulting balance in one ledger.
Can kids see their own progress?
Kids can see balances, jobs, invoices, and growth in a child-friendly view when a parent gives them access.
Can I set an APR for teaching compound interest?
Yes. Parents can set an APR so kids can watch savings grow with daily compounding. It is an educational family record, not financial advice.
Parent guides
Use the app with a plan, not a lecture.
The best money lessons are short, repeated, and tied to something a child can see. Our guides cover allowance, saving, chore jobs, and compound interest in plain language.